Are you shopping around for a certified pre-owned vehicle near Des Moines? You may have numerous questions. What is the best interest rate for a pre-owned car? Are CPO car prices negotiable? Is there a grace period with Acura Financial? Is Acura Certified Pre-owned worth it? We’ve answered your top CPO Acura financing questions below. Of course, if you have remaining questions about certified pre-owned Acura financing, feel free to call us at (515) 218-2213. Acura of Johnston is here to guide you through all of your certified Acura finance options. It’s our goal to help get you the premium vehicle at a price that won’t break your budget.
Top Certified Pre-Owned Acura Financing Questions Answered!
Shopping for a vehicle can get stressful for many Waterloo drivers. Our guide on CPO Acura financing is meant to prepare you for the process and help make it more efficient and stress-free. Below are the top financing questions about certified Acura financing options.
Are CPO Car Prices Negotiable?
Yes! You should always negotiate with the dealership about the vehicle’s price. It’s recommended to focus on the “out-of-door” price, which includes taxes and fees. Since you plan on negotiating your price, it’s also recommended that you apply for Acura CPO financing and get approved beforehand, so you know how much you can afford to spend on your next certified pre-owned vehicle.
Can I Buy a Car With 0% Interest?
0% APR means you’re not paying interest or fees on your auto loan, so your monthly payments go toward the loan’s principal. While you can find 0% interest on new vehicles, it’s rather rare to find this special offer on certified pre-owned cars.
What is the Best Interest Rate for a Pre-Owned Car?
Interest rates vary based on your credit history. Those with good credit can qualify for interest rates between 3.99% and 4.99%. However, if you have an excellent credit score of 600 or higher, you can qualify for special interest rates like 2.94% Don’t stress too much if you have bad credit. You can still qualify for a 4.29% interest rate on many certified Acura finance options!
Is There a Grace Period for Acura Financial?
Currently, Acura offers up to 60-day deferment on all auto loan payments. That said, you’ll need to call Acura Financial, as grace periods can vary, given your circumstances.
Is an Acura Certified Pre-owned Model Worth It?
Absolutely. These models have all been thoroughly inspected by certified Acura mechanics to ensure like-new condition. They also come backed by a warranty, 24-hour roadside assistance, and many other perks. All the while, they offer you used car prices!
Get More CPO Acura Financing Tips at Acura of Johnston!
Want more certified pre-owned Acura financing tips, like the benefits of buying a CPO vehicle? We have you covered at Acura of Johnston! Our financial experts will walk you through buying a certified pre-owned vehicle and help you get the best interest rate possible to keep your monthly payments within your budget. Call us to get started today!
